Effective Date: 02.18.25

1. Acceptance of Terms

By accessing or using Larvin, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our services.

Larvin is owned and operated by LARVIN INVESTMENTS LLC, located at 5 Pawtucket Dr, Cherry Hill, NJ, 08003.

2. Description of Services

Larvin provides an informational platform designed to help users:

  • Track their finances, including income, expenses, and budget management.
  • Explore third-party financial service providers through an optional feature.
  • Larvin does not issue loans, make lending decisions, or participate in any financial transactions between users and third-party providers. Any financial agreements entered into are strictly between the user and the third-party provider.

3. Eligibility

You must be at least 18 years old (or the legal age of majority in your state) to use Larvin. By using the service, you confirm that you meet this requirement.

4. Account and User Responsibilities

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree not to:

  • Use Larvin for any illegal or fraudulent activities.
  • Provide false, inaccurate, or misleading information.
  • Attempt to access or use the service in a manner that could damage or interfere with its functionality.

5. Content Responsibility

Larvin provides financial information and recommendations based on publicly available data, user input, and third-party financial service providers. We strive to keep our information accurate and up to date, but we do not guarantee its completeness or accuracy.

All content available on Larvin, including financial insights and recommendations, is for informational purposes only and should not be considered financial advice.

The responsibility for content published within the application and website is assigned as follows:

  • Financial content & recommendations – Managed by Larvin's content team, ensuring compliance with relevant financial regulations.
  • Third-party lender listings – Provided by external financial service providers, who are responsible for the accuracy of their offers.
  • User-generated data – Any data entered by users (e.g., budgeting details, expenses) remains the sole responsibility of the user.

6. Optional Third-Party Financial Services

Larvin offers an optional feature where users can explore external financial service providers. This feature is entirely voluntary.

Larvin does not endorse, guarantee, or control any third-party financial products or services.

Any interactions with third-party providers take place outside our platform and are governed by their respective terms and conditions.

Larvin is not responsible for any agreements, terms, or conditions set by third-party providers.

For more information on how Larvin generates revenue, visit: https://larvincash.org/how-we-make-money

7. No Financial Advice or Endorsements

Larvin does not provide financial, legal, or tax advice. Any financial decisions made based on our platform should be made at the user's discretion.

Before making any financial commitments, users should consult with a professional financial advisor.

8. Limitation of Liability

Larvin and its affiliates are not liable for any damages, losses, or financial consequences arising from the use of our platform, including but not limited to:

  • Inaccurate or outdated financial information.
  • Third-party financial products or services.
  • User reliance on financial insights or recommendations.

9. Privacy Policy

By using Larvin, you acknowledge that you have read and understood our Privacy Policy, which outlines how we collect, store, and use personal data.

To review our Privacy Policy, visit: https://larvincash.org/privacy.html

10. Changes to These Terms

Larvin reserves the right to update or modify these Terms at any time. Any changes will take effect upon posting. Continued use of Larvin after modifications constitute acceptance of the updated Terms.

11. Contact Information

For questions or concerns regarding these Terms, you can reach us at:

LARVIN INVESTMENTS LLC
5 Pawtucket Dr, Cherry Hill, NJ, 08003
Support: https://larvincash.org/support.html